Mortgage Disability

Why do I need Mortgage Disability?

What would happen to your home and your family if you were injured at work or in a car accident, or if you were to become ill and unable to work?

Paying the mortgage can be nearly impossible when you're suffering from an illness or injury. Mortgage Disability Insurance pays the bill for you if you're disabled and unable to draw an income.

The Alliance can offer Mortgage Disability Insurance as a stand-alone disability policy or in conjunction with life insurance, so that your family is protected if you become disabled or if you pass away. You want to make sure your loved ones are protected from the loss of their home not only in the event of premature death, but also if something were to happen and you were disabled and unable to work and make the mortgage payment. Most households today rely on two income earners to cover the mortgage and monthly expenses. Therefore, mortgage disability insurance is important protection.

Why is Mortgage Disability Insurance so important?

Here's a sobering fact. Nearly half of all foreclosures are caused by disability and medical problems. On top of that, according to the Social Security Administration, just over 1 in 4 of 20 year-olds (as of 2013) will become disabled before they retire. If you put two and two together, it's pretty clear that disability is one of the most significant threats to your home.

Don't let yourself become a statistic. With a mortgage disability insurance plan in place, you can rest assured that your home will be paid for regardless of your health. If illness or injury should occur, you can focus on recovery instead of worrying about how the bill gets paid.

If you're a homeowner, you can speak with a licensed professional and obtain a free mortgage disability insurance quote by filling out the form to your right or by calling our toll-free number. Our team of highly skilled mortgage protection specialists will work with you to develop a plan that fits your budget and coverage needs.

Note: Not all benefits are available in every state. Please ask your insurance specialist for more details.

More Articles

Funeral and Burial Insurance

Have you ever thought about what would happen to your family if you passed away? Most people don't consider the amount of debt they will leave behind for their families when they pass away. Typically, people think about the emotional grief their families will experience, not the financial grief.

Living Benefits

In most cases, the main benefit of term life insurance is a pay out to your family when you pass away so that they can pay for everyday expenses, the mortgage, your funeral expenses and more.

Mortgage Protection

USA Insurance Alliance Is Your Mortgage Protection Center The Alliance is America's top source for mortgage life insurance. We offer a wide variety of plans to meet every budget and coverage need. Our team of highly-skilled mortgage protection insurance specialists are ready to help you protect your home and family with a custom policy. What […]

Spouse Life Insurance

Many people know that having life insurance to replace a family member's income is important, however few people realize that a stay-at-home spouse needs life insurance as well.


Full time and part time positions available. USA Insurance Alliance is seeking people to join our team. We have opportunities locally and nationally.

We are a national company who trains and supports independent insurance agents. We work with 10 insurance carriers (Mutual of Omaha, Transamerica, Foresters and others). We have extensive live weekly training and support in over 75 major cities across the country.

We also provide online training and coaching with an agent mentor.
[email protected]
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram