Smoker Life

What is Smoker Life Insurance?

Through most companies, life insurance is incredibly expensive for cigarette smokers. At The Alliance, we aim to make smoker life insurance more affordable for you, so that you can get the coverage you need at a price your family can afford.

Although smoker life insurance can be more expensive than non-smoker life insurance, it is possible to get better rates than you have now or have been quoted on. Some of our policies even offer cigar smokers and tobacco chewers non-smoker rates.

Why is Smoker Life Insurance so important?

Life insurance is a valuable investment because it ensures that your family will always have access to the things they need. It's important to consider what your family would do if you passed away unexpectedly. Would they have enough money to pay the bills? Would they be able to keep their house? Investing in life insurance is a priceless gift to your family in a time of extreme need. If your family could not afford these things without you and you don't have life insurance, it's time to consider getting coverage.

Being a smoker doesn't mean living without life insurance, and it also doesn't mean you're forced to have an overpriced policy. With The Alliance, smoker life insurance is now available to you at an affordable rate. You can protect your family's future, even beyond your own life.

Our licensed agents understand that your family's finances are important to consider, both now and in the future. We can help you discover a smoker life insurance plan that suits your coverage and budget needs.

More Articles

Funeral and Burial Insurance

Have you ever thought about what would happen to your family if you passed away? Most people don't consider the amount of debt they will leave behind for their families when they pass away. Typically, people think about the emotional grief their families will experience, not the financial grief.

Living Benefits

In most cases, the main benefit of term life insurance is a pay out to your family when you pass away so that they can pay for everyday expenses, the mortgage, your funeral expenses and more.

Mortgage Protection

USA Insurance Alliance Is Your Mortgage Protection Center The Alliance is America's top source for mortgage life insurance. We offer a wide variety of plans to meet every budget and coverage need. Our team of highly-skilled mortgage protection insurance specialists are ready to help you protect your home and family with a custom policy. What […]

Spouse Life Insurance

Many people know that having life insurance to replace a family member's income is important, however few people realize that a stay-at-home spouse needs life insurance as well.


Full time and part time positions available. USA Insurance Alliance is seeking people to join our team. We have opportunities locally and nationally.

We are a national company who trains and supports independent insurance agents. We work with 10 insurance carriers (Mutual of Omaha, Transamerica, Foresters and others). We have extensive live weekly training and support in over 75 major cities across the country.

We also provide online training and coaching with an agent mentor.
[email protected]
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram